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Purchase A Home:  Low Mortgage Rates for Alabama Buyers. 

Stop wishing for a home and make it happen!  Our low down payment mortgage programs provide amazing homeownership opportunities for Alabama borrowers looking to buy a home.   A low down payment coupled with low mortgage interest rates can make you home ownership dream a reality.

At Consumer First Mortgage, we understand the challenge prospective Alabama homebuyers may face in saving for a down payment.   But whatever your home mortgage and financing needs are,  CFM is ready to help with a broad range of mortgage loan programs. low mortgage rates,  and personalized services.

Refinance:  Save Money While Mortgage Rates Are Still Low.

Quick!  Because mortgage rates are still near their historical lows,  now is the time to consider refinancing your home.

Opportunity is knocking!   Consumer First Mortgage offers a variety of home refinance options, including programs that address many circumstances and unique challenges facing Alabama homeowners today.   Whatever your refinancing needs may be, we are ready to help you understand your options. 

Let us help you achieve your mortgage and financial goals.

Take the First Step Now,  And Find Out What You Qualify For!

Call us now at 1-855-252-LOAN (5626) toll free.   The call is free, and so is your preapproval!  We’ll be glad to answer any questions you have, and get you started on the path to home ownership.

 Why you should choose Consumer First Mortgage.

*  Local & Personal Service.  CFM may be unique in the online mortgage world.  We are a  locally-owned online lender, operating exclusively in and for Alabama with several offices around the state.  We believe in the power of the personal touch, and unlike our out-of-state  online competitors, we’re right here in Alabama.   So you don’t have to drive to Chicago to see us.

* Competitive Rates & Programs.  With CFM,  not only do you get local, personalized service and a quick closing, but you get competitive interest rates on mortgage loans and a variety of programs as well.  We’ve been competing with the large, national lenders for over 13 years, and have consistently been able to meet or beat the total cost and terms of any “true” mortgage offers that were extended.  Plus, we usually have a few more alternative loan programs.

* A+ Rating with the Better Business Bureau Equals Trusted & Experienced.  We’re very proud of our A+ rating with the Better Business Bureau.  We’re also proud to be one of the few independent mortgage companies in Alabama that weathered the national mortgage crisis of 2007-09.   By consistently adhering to conservative yet practical underwriting standards,  we  were able to avoid the pitfalls that plagued so many other lenders during those years.   We’re not new to Alabama.  We’ve been making mortgages here since 2000.   Put our knowledge and experience to work for you!


We serve the entire state of Alabama including our friends in Huntsville, Athens, Florence, Cullman, Gadsden, Anniston, Talladega, Birmingham, Tuscaloosa, Montgomery, and Mobile!

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